Total Portfolio Value
$0
Phase 1 begins at age 35
Financial Freedom FF
0%
$0 invested
Goal: $250,000
Royal Freedom RFF
0%
$0 invested
Goal: $1,071,428
FF In
—
Semi-retire age 40
Royal FF In
—
Full retire age 45
Still Need (FF)
$428,571
to semi-retire
Still Need (RFF)
$1,071,428
to fully retire
Your Roadmap
Age 33 — Right Now
Building income. Laying the foundation.
Age 35 — Phase 1 Begins
$5,000/mo VT + $2,000/mo Stanbic
Age 40 — Semi-Retire 🎯
Hit $250,000 · VT continues · Stanbic pays half-returns as income
Age 45 — Full Retirement 👑
Hit $1,071,428 · Done forever.
Three questions. Once a month. That's it.
Monthly Check-In
Did you follow the plan?
VT — $5,000 invested?
Bamboo · Target: $5,000/mo
Stanbic — $1,000 invested?
Stanbic IBTC · Target: $1,000/mo
10% rule hit?
Enter income + investments above
—
Monthly History
| Month | Income | VT | Stanbic | 10% | |
|---|---|---|---|---|---|
| No check-ins yet | |||||
Where You Are Right Now
Your Portfolio
FF $428K
Royal FF $1.07M
Total VT
$0
All time invested
Total Stanbic
$0
All time invested
Log Investment Entry
Portfolio Real Value
What's it actually worth today?
Open Bamboo → copy your VT value. Open Stanbic app → copy your balance in Naira. Enter both below — the app converts and totals automatically.
Google "USD to NGN" for the current rate before entering
VT (USD)
$0
Stanbic (₦ → $)
$0
Total Portfolio (USD)
$0
Investment History
| Date | VT | Stanbic | Crypto | Notes | |
|---|---|---|---|---|---|
| No entries yet | |||||
Portfolio Growth Projection
Portfolio
FF Target
Royal FF Target
Hit FF at
—
—
Hit Royal FF at
—
—
Milestone Projections
Phase Breakdown
The Plan · Ages 35–45 · Full Send
VT ETF (Bamboo)$5,000/mo
Stanbic IBTC Balanced$1,000/mo
Stanbic Money Market$1,000/mo (security, not tracked)
At age 40 (semi-retire)Both keep running as-is ✓
Projected value at age 45Calculating...
Long-term hold only. Update when you feel like it — not daily.
Total Invested
$0
all time
Est. Value Now
$0
manual update
Gain / Loss
$0
Return %
0%
Update Crypto Data
Freedom Goals
Annual cost ÷ 0.07
Ideal cost ÷ 0.07
Your Ages
Monthly Investments
Ages 35–45, then stops
$1k IBTC · separate $1k goes to Money Market
From age 40: half of Stanbic returns withdrawn as income. Both deposits continue.
Return Rate Assumptions
Historical VT average ~9–10%
Stanbic Balanced FY2025: 51.19%
Data & Security